How It Works
Layaway on firearms and optics, made simple. No interest, no credit check — just a down payment, easy monthly payments, and your item ships to your local FFL once it's paid off.
- 10-month interest-free layaway
- Only 10% down to start
- No credit check
- Ships to your local FFL
The Process
6 Simple Steps
From picking out your firearm to walking out of your local FFL with it in hand — here's the whole journey.
1
Browse & Choose Your Item
Shop firearms, optics, uppers & lowers, or accessories and find the one you want. Anything in stock and eligible for layaway can go on the plan.
2
Start Your Layaway
At checkout, choose the layaway option instead of paying in full. This reserves your item at today's price — no waiting to see if it's still in stock.
3
Pay Just 10% Down
A 10% down payment locks in your item and starts your layaway. No credit check and no hard inquiry — your down payment is all it takes to begin.
4
Make Easy Monthly Payments
Spread the rest over up to 10 months — interest-free. Make payments online anytime through your account, on your own schedule.
5
We Ship To Your Local FFL
Once your item is paid in full, we ship it directly to a licensed FFL dealer near you — the same process as any online firearm purchase.
6
Complete Your Transfer
Head to your FFL with a valid government-issued ID, complete the required paperwork and background check, pay any FFL transfer fee, and take your item home.
At A Glance
Layaway Quick Facts
10%
Down Payment
10% / Month
Payment Term
0%
Interest
None
Credit Check
Common Questions
Layaway FAQ
Is there really no interest?
Correct — your total cost is the item price plus any applicable tax and shipping. We don't add interest or financing fees to layaway orders.
What if I need to miss a payment?
Life happens — reach out to our team as soon as you can at 334-525-5253 and we'll work with you on your options.
Can I cancel a layaway order?
If you need to cancel a layaway before the item ships, you will incur a restocking fee equal to 20% of the total order value. If the item has already shipped, you are responsible for return shipping label, in addition to the same 20% restocking fee. Items already transferred from a receiving FFL cannot be returned.
What do I need to bring to pick up my firearm?
A valid, government-issued photo ID. Your FFL dealer will walk you through the required paperwork and background check at pickup, and may charge their own transfer fee.
Do optics and accessories qualify for layaway too?
Yes — optics, uppers & lowers, and select accessories are eligible in addition to firearms. The layaway option will automatically apply during checkout on all items.
Ready to Get Started?
Browse our current inventory and start your layaway today — or reach out if you have questions first.
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